Home Equity Loans and Bad Credit Home Equity Loan approvals for all homes nationwide.

What is home equity?
Home equity is the part of your home loan which you have paid. For example; if your current mortgage balance is $75k and you home is now valued at $150k you have $75k in equity.

What is a home equity loan?
A loan which is secured by using your home as collateral. You can usually borrow up to 80 percent of the equity you have in your home. There are programs available through our loan officers which actually loan you up to 100 or 125 percent of your current home equity.

How can a home equity loan help me?
If you are needing a loan, a home equity loan offers lower interest rates, lower monthly payments and longer payback terms than other personal type loans you can get. Home equity loans can be used for any purpose you need it for plus you get tax write offs with a home equity loan or line of credit.

What is a home equity line of credit?
This is a revolving line of open credit where your home is used as collateral. A home equity line of credit is usually for 10 years before you have to requalify. Benefits of a line of credit is that you only have to qualify one time and anytime you need a loan you have it available without having to qualify. A home equity line of credit works much like a credit card does meaning that you can use the unused portion of your balance at any time for any purpose.

Do you offer help to people with credit problems?
Absolutely! We have loan officers who only work with special finance and can approve your loan today!

Is applying online safe?
It sure is! Our application form is hosted in a secure environment which has they highest security protection available. There has never been a breech of security in an environment like this.

How long does the approval process take?
One of our loan officers will contact you usually within 2 hours. So when you complete your application please be available so accept the call from our loan officer.

Ready to Get Approved? Click Here to Apply Online.